Complete the simple online application on the ZeroPay website: www.zeropay.co.za/apply

You need to be between the ages of 18 and 65, have a valid SA ID number and be a responsible credit user (we check your credit record).

If you qualify, your approval is instant as soon as the application has been completed! We recommend that you do the application before you come for your appointment, just to ensure you’re ready to go.

You will be approved for a spend limit based on your credit profile and you will be able to spend once if you’re a first timer. This spend limit is customised to each customer and is based on a few factors, including your payment behaviour.

The amount you spend is simply split in 3, no extra fees, and the 1st payment is required immediately. Thereafter, the last two payments will be taken at the end of the following two months. If you spend below your spend limit, you will pay 3 x equal payments.

If you spend above your spend limit, your approved spend limit is split in 3 x payments and the excess amount is paid with the 1st instalment.

Yes – it’s in our name! You will pay Zero fees and Zero interest (if you pay on time).

The practice will process the transaction on your account.

You will load your chosen card details onto your ZeroPay account – Debit, Cheque or Credit card (all Visa and Mastercard’s accepted).

Once your order has been cancelled, the practice will request for the amount to be reversed on ZeroPay after which ZeroPay will refund you directly into your back account. Don’t stress, this can take some time, but we will work to get it back to you soonest!